While any funeral director will take care of making most funeral, and burial arrangements, you'll want to first check and see if your loved one has a pre-arranged funeral, and cemetery arrangements in place. These wishes, and instructions my be kept with the will, in a safe deposit box, or on file with a funeral home, or attorney. In some cases the entire arrangement will already be pre-paid.
Most funeral homes, and cemeteries require that you pay for all expenses prior to the service. There are several ways to pay: cash, check, credit card, and life insurance assignments. However it is best to pay with cash if possible, and then be reinbursed with the life insurance to avoid a fee for using a assignment.
If your loved one was a veteran, take advantage of veteran's benefits. Veterans, and their spouses can be buried in any national cemetery for free, or possibly receive an allowance toward burial expenses. Other benefits include a free ceremonial flag, a memorial, and a presidential memorial certificate.
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